New Purchase/Build - Home Renovations - Gardens - Garages & Sheds.

[Rab]

Top down shot

 

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vs

 

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Pick the roof that's middle uprights are more likely to bend outwards

[bossmang]

she will be right stripes theres no load on it. just there to stop you doing the splits. lel

 

On 30/01/2017 at 11:15 PM, .Stripes. said:

Going with Bankwest. 3.92% on their complete variable package with a 100% offset account. I thought about fixed, but then I'm limited to only being able to pay back $10k extra a year and the offset account option is only 40% offset. I'm planning on making the most of my current FIFO wage and paying as much off as quickly as I can, so the flexibility the variable gives me at the moment is a better option.

 

I feel like I need to google this more

[Rab]

I'll PM you the account details - all you need to do is have your pay put into it each week. No need to google

[JETURBO]

Now that's lel ( as Trent says )  hahaha

[bossmang]

hahah I like to change things up azza lawl

 

46 minutes ago, Rab said:

I'll PM you the account details - all you need to do is have your pay put into it each week. No need to google

seems legit

[Wilko16]

You don't have an offset account freaky ?

[bossmang]

nah

 

should I? 

[k31th]

banks make money (a lot) on people not knowing about (and correctly utilizing) "line of credit" and/or "offset account" home loans.

[bossmang]

fek

[.Stripes.]

Yup. I'll essentially be closing all my other accounts. Salary will go into my offset account, I'll buy everything on my credit card, pay that off each pay day and my savings will just sit in my offset account. The saving I get from not paying interest on the money in the offset is always going to be greater than the interest I'd earn from having it in a savings account, especially given I'd lose nearly half the interest I'd earn to tax...